Mi Zeng，was born in Nanchang, Jiangxi. I graduated from Loughborough University in the UK with a major in Finance. Currently, I am pursuing a part-time Ph.D. in the College of Economics and Management at Jiangxi Agricultural University. My research focuses on rural finance and household behavior. I have led one provincial social science fund project in Jiangxi and two educational fund projects from the Jiangxi Provincial Department of Education, and have published several academic papers in the Chinese Science Citatio