Lai Juan, Born in Xingan, Jiangxi Province, Associate professor of finance, Doctor of Economics, master tutor of Applied Economics. As the first host, presided over and completed 3 provincial projects, and is researching 1 Social science fund project of Jiangxi Province; As a key member, participated in 5 national and provincial projects; she has published more than 20 academic papers in academic journals such as Journal of Jiangxi University of Finance and Economics and Journal of Yunnan University of Finance and Economics. One Chinese academic monograph has been published. Her research interests include financial risk management, digital finance, agricultural economy and finance, etc. Email：juanlai@sina.com